Privacy
Policy and legal statement
We, Crystal Finance Investments Limited, consider
it important to protect your privacy rights as visitors to our Web
site. To better protect such rights, we are providing this Privacy
Policy, explaining our information practices and the choices that
you can make about the way in which your information is collected
and used. By providing us with your personal information, you signify
your consent to us processing such personal data in accordance with
this Privacy Policy, as specified below.
The personal data we collect about you and the purposes
for which we process this data
At present you can visit our Web site without telling us who you
are or revealing any information about yourself.
You may however choose to provide us with personal information when
you complete and submit the online “contact us” form
available on our website or when you send us an enquiry via e-mail.
We shall store the data within such form or e-mail as well as your
e-mail address in order that we may be able to respond to your enquiry
and administer your request.
We may further use the e-mail address you provide us with when making
any such query in order to provide you with information about our
products and services. Please inform us by sending an e-mail to
info@crystal.com.mt
if you do not wish to receive any such direct marketing material
from us.
We also use a technology called “cookies” on our Web
site. A cookie is an element of data that a Web site can send to
your browser, which may then store it on your system. Cookies are
created for each session when you visit our web site.
None of the information collected by means of cookies is associated
with you as an individual. We do not use the cookie technology to
capture individual e-mail addresses or any personally identifying
information about you. All the information is collected on an aggregate
basis and can be used to enhance the content of our site, rendering
it as user-friendly as possible, and to improve the Web site to
better meet your needs. The information so gathered through cookies
may include the date and time of visits, the pages viewed and the
time you spend on our site.
Should you wish to reject all or certain cookies used by our Web
site, you may modify your Web browser preferences to do so. If however
you reject all cookies then you might be unable to use some of the
services available on the site. Moreover, you may set your browser
to notify you when you receive a cookie, giving you the opportunity
to choose whether or not you wish to accept it.
Retention of personal data
No personal data that we process will be kept longer than necessary
for the purposes for which it is processed.
Disclosure of personal data
We do not disclose your personal data to any third party without
your prior consent or unless we are otherwise obliged or authorised
to do so by or under any law.
In connection with any product or service, the relevant application
forms and guidelines as well as terms and conditions shall apply
in relation to any application for or agreement entered into with
respect to any such product or service. Information made available
on this website is intended for general information purposes only.
In the event of any conflict between the terms and conditions relating
to any product and service and these Terms of Use the former shall
prevail.
Security
We use reasonable efforts to safeguard the confidentiality of all
personal data that we process relating to you and regularly review
and enhance our technical, physical and managerial procedures so
as to ensure that your personal data is protected from:
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unauthorised access |
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improper use or disclosure |
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unauthorised modification |
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unlawful destruction or accidental loss |
To this end we have implemented security policies, rules and technical
measures to protect the personal data that we have under our control.
All our employees and data processors, who have access to, and are
associated with the processing of personal data, are further obliged
to respect the confidentiality of our visitors' personal data.
By its very nature however the Internet is not a secure medium and
data sent via this medium can potentially be subject to unauthorised
acts by third parties. We cannot guarantee the privacy or confidentiality
of any information passing over our Web site. Moreover, data sent
via the Internet may be transmitted across international borders
even where sender and receiver of information are located in the
same country. Consequently, data relating to you may be transmitted
via a country having a lower level of data protection than that
existing in your country of residence.
We shall accept no responsibility or liability whatsoever for the
security of your data while in transit through the Internet.
Access to the personal data that we may process about you
You have a right to request access to and/or correction of the personal
data that we process in relation to you. Any such request must be
made in writing to Crystal Finance Investments Limited, Allcare
Building, University Roundabout, Msida, MSD04 and must further be
signed by yourself as the data subject to whom the particular data
relates.
Third Party Web Sites
Our Web site contains links to third party websites after obtaining
permission from them. Any such links are not an endorsement by us
of any information, products or services in such Web sites and we
shall not accept any responsibility whatsoever for the content,
use, availability, privacy practices or the content of any such
Web sites. Please note that upon linking to such other Web sites,
you become subject to the Privacy Policy, if any, of such other
site.
No third party is permitted to link any other Web site to our Web
site without obtaining our prior written consent.
Privacy Compliance
Our Privacy Policy is compliant with the Data Protection Act 2001,
Malta.
Privacy Support
If you have an enquiry or concern about our Privacy Policy, please
contact us by sending an e-mail to info@crystal.com.mt
or by writing to Crystal Finance Investments Limited, Allcare Building,
University Roundabout, Msida, MSD04.
We welcome any comments or suggestions that you may have, which
may contribute to our offering you a better quality of service.
Changes to the Privacy Policy
We reserve the right to modify this Privacy Policy at any time should
statutory obligations so mandate, or should the interest of our
users’ security so require. Any such changes will be posted
here so that you are always kept informed of how and why we process
your personal information.
We invite you to consult this Privacy Policy from time to time in
order to familiarise yourself with any changes. The date when this
Policy was last updated is indicated at the end of this Policy.
Copyright
The entire content of this Web site is the copyright of Crystal
Finance Investments Limited, with all rights reserved. Crystal Finance
Investments Limited’s copyright must remain on all reproductions
of material purchased from this website ("Material").
You may download, store and use the Material for your own personal
use and research or that of your firm or company. You may not republish,
retransmit, redistribute or otherwise make the Material or any part
thereof available to any other party or make the same available
on any website, on-line service or bulletin board of your own or
of any other party or make the same available in hard copy or on
any other media without Crystal Finance Investments Limited's express
prior written consent.
Disclaimer
Without prejudice to anything contained above, Crystal Finance Investments
Limited expressly disclaims any and all liability whatsoever in
respect of anything and in respect of the consequences of anything
done or omitted to be done wholly or partly in reliance upon the
whole or any part of the contents of this Web site.
Crystal Finance Investments Limited further expressly disclaims
any and all liability in respect of any loss or damage suffered
by any person of the information contained on this Web site. All
information on this Web site is:
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of a general informative nature only and
should in no way be taken as an indication of future results;
|
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not necessarily comprehensive, complete or
up-to-date; |
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subject to change without notice; and |
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sometimes linked to external Web sites over
which Crystal Finance Investments Limited has no control and
for which Crystal Finance Investments Limited assumes no responsibility.
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Crystal Finance Investments Limited gives no warranties of any kind,
express or implied, with regard to the accuracy, timeliness or completeness
of any information on this Web site.
Nothing on this Web site constitutes
advice, nor does the transmission, downloading or sending of any
information or the Material create any contractual relationship
between Crystal Finance Investments Limited and the Web site user.
No person should act or refrain from acting on the basis of any
matter contained in this Web site without seeking the appropriate
legal or other professional advice on the particular facts and circumstances
at issue.
Investment Warning
The value of the securities, the dividends paid on them and the
currencies in which investments are denominated can fall as well
as rise; an investor may get back less than the original investment.
Past investment performance is not a guarantee of future performance.
Maltese exchange Controls may apply.
Some investments may not be suitable for all private investors.
Before making any decision about his investments, based on information
contained in this website or otherwise, an investor should seek
the advice of a professional financial advisor. Investors should
not invest in a fund before reading the prospectus as well as the
annual and semi-annual reports. Currency fluctuations may have an
effect on the value of your Investments and on any income (where
applicable) derived therefrom. Information contained or opinions
expressed in this website do not constitute investment advice, or
offer to buy or sell any securities or financial instruments. Units
of the funds are not available for US persons and /or in the USA.
General
In connection with any product or service, the relevant application
forms and guidelines as well as terms and conditions shall apply
in relation to any application form or agreement entered into with
respect to any such product or service. Information made available
on this website is intended for general information purposes only.
In the event of any conflict between the terms and conditions relating
to any product and service and these Terms of Use the former shall
prevail.
© Copyright, CRYSTAL Finance Investments |
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